Skip to content

IUL Retirement Plans

Indexed Universal Life (IUL Retirement Plans)

The investment vehicle with tax-free distributions.

These plans offer the potential for growth and the power of indexing – your investment account is credited when the market has positive returns, but you are protected from loss when there is a market downturn. They can be a great supplement to a traditional retirement plan because they can help diversify the tax situation by providing a tax-free income stream in retirement.

Where does IUL fit?

Indexed universal life products are ideal for clients who have a need for a death benefit coverage and want the potential for cash value growth without market risk. It occupies the space between current assumption universal life and variable universal life insurance. Today’s low-interest rate environment has made universal life less attractive to many consumers, plus the back-to-back recessions of 2000 – 2002 and 2007 – 2009 have left other consumers wary of investing directly in the market. These conditions have essentially shined a spotlight on IUL.

If you are interested in BlackHorse Life Brokerage’s IUL Retirement Plan options, please fill out the form below. We will be happy to get back to you as soon as possible so that we can get the best quote available for you.